Grow Trucking logo
Back to Free Tools

Lease vs Buy Calculator

Compare total cost of ownership — buying vs lease-to-own over the full term.

Buy Option

$
$
mo
% APR
$
$
%

Lease-to-Own Option

$
mo
$
mi
$/mi
mi
$

Enter details for both options and click Compare

Need Help?

Have questions about using our lease vs buy calculator? All our tools are free to use with no registration required. Save your inputs locally and come back anytime.

Frequently Asked Questions - Lease vs Buy Calculator

Buy if: planning to keep 5+ years, want to build equity, lower long-term cost. Lease if: want newer trucks often, predictable payments, included maintenance, or testing owner-operator life.